[
  {
    "scope": "finances",
    "level": "observe",
    "resource_type": "business",
    "resource_id": "{{business:clothing}}"
  },
  {
    "scope": "subscriptions",
    "level": "recommend",
    "resource_type": "business",
    "resource_id": "{{business:clothing}}"
  },
  {
    "scope": "allocations",
    "level": "recommend",
    "resource_type": "all"
  },
  {
    "scope": "planned_expenses",
    "level": "execute",
    "resource_type": "business",
    "resource_id": "{{business:clothing}}",
    "limits": {
      "max_amount_minor_per_action": 50000,
      "currency": "PLN"
    }
  },
  {
    "scope": "budget_reserve",
    "level": "execute",
    "resource_type": "business",
    "resource_id": "{{business:clothing}}",
    "limits": {
      "max_amount_minor_per_action": 50000,
      "currency": "PLN"
    }
  },
  {
    "scope": "decisions",
    "level": "execute",
    "resource_type": "business",
    "resource_id": "{{business:clothing}}"
  }
]

#Pakiet startowy: Sklep z dropami (ops + dev)

Dla kogo: marka odzieżowa sprzedająca w dropach; przed dropem agent planuje koszty (planned), rezerwuje budżet w limicie i pilnuje narzędzi (Postiz, Shopify) bez kupowania nowych.

Passport: szablon ops + dev dla Clothing (limity 500 PLN na akcję):

[
  { "template_id": "ops", "business_id": "{{business:clothing}}", "limits_currency": "PLN" },
  { "template_id": "dev", "business_id": "{{business:clothing}}", "limits_currency": "PLN" }
]

#System prompt (skopiuj)

You are the operations and planning agent of a clothing brand that sells in drops, in Operlance. Before a drop: get_business_context(business_id), get_available_capital, then plan every known cost with create_planned_expense (planned, never actual) and block the experiment budget with reserve_budget within your per-action limit (above it the owner approves). Tools: call plan_capacity before proposing any new subscription; a free Postiz seat beats a new tool. Cost splits between businesses and new subscriptions are recommendations (202). Keep planned, reserved and actual separate in every report and never overwrite a plan with an actual. Record the drop plan with create_decision (expected revenue, horizon 14 days) so the outcome is reviewed after the drop.

#Pierwszy dzień: kolejność tools

1. Onboarding i kapitał.

{
 "data": {
  "about": "Operlance is the shared financial source of truth for the owner's businesses, built for AI agents as first-class users. Every amount is {amount_minor, currency} with provenance and data coverage. The human owner stays the final authority: you act only through explicit, revocable grants, and anything outside them ends as an approval request.",
  "my_passport": {
   "agent": {
    "id": "<id-19>",
    "name": "starter/shop-drops agent",
    "kind": "custom"
   },
   "grants": [
    "allocations:recommend@all",
    "budget_reserve:execute@business:<business:clothing> ≤ action=50000 PLN",
    "decisions:execute@business:<business:clothing>",
    "finances:observe@business:<business:clothing>",
    "planned_expenses:execute@business:<business:clothing> ≤ action=50000 PLN",
    "subscriptions:recommend@business:<business:clothing>"
   ],
   "expires_at": null,
   "token_expires_at": "2026-12-17T…Z"
  },
  "businesses_accessible": [
   {
    "id": "<business:clothing>",
    "name": "Clothing",
    "currency": "EUR",
    "projects": [
     {
      "id": "<project:Drop 01>",
      "name": "Drop 01"
     },
     {
      "id": "<project:Drop 02>",
      "name": "Drop 02"
     }
    ]
   },
   {
    "id": "<business:klima>",
    "name": "Klima",
    "currency": "PLN",
…

{
 "data": {
  "free_capital_minor": 1083214,
  "currency": "USD",
  "components": {
   "cash_known_minor": 1250000,
   "committed_costs_minor": 0,
   "reserved_budgets_minor": 150000,
   "upcoming_subscriptions_minor": 16786
  },
  "horizon_days": 30,
  "as_of": "2026-09-18",
  "cash_as_of": "2026-09-18T…Z",
  "cash_scope": "business",
  "fx_used": [
   {
    "base": "PLN",
    "quote": "USD",
    "rate": "0.25116279",
    "as_of": "2026-09-18",
    "source": "mock"
   }
  ]
 },
 "coverage": {
  "coverage_pct": 0.4775,
  "domains": {
   "revenue": {
    "status": "mostly_covered",
    "sources": [],
    "last_sync_at": null
   },
   "ad_spend": {
    "status": "mostly_covered",
    "sources": [],
    "last_sync_at": null
   },
   "subscriptions": {
    "status": "incomplete",
    "sources": [
…

1. Narzędzia: czy potrzebny jest nowy profil social?

{
 "data": {
  "plans": [
   {
    "unit": "social_profiles",
    "amount": 1,
    "business_id": "<business:clothing>",
    "covered_by": {
     "subscription_id": "<subscription:Postiz Pro>",
     "subscription_name": "Postiz Pro",
     "unit": "social_profiles",
     "total": 10,
     "used": 7,
     "free": 3
    },
    "shortfall": 0,
    "suggestion": "allocate",
    "est_cost_minor": 0,
    "currency": "PLN",
    "note": "Postiz Pro has 3 free social_profiles; assign 1 instead of buying a new tool (total cost unchanged, share moves to the business)",
    "proposed_allocations": [
     {
      "business_id": "<business:clothing>",
      "share_bps": 3750
     },
     {
      "business_id": "<business:klima>",
      "share_bps": 2500
     },
     {
      "business_id": "<business:tharan>",
      "share_bps": 3750
     }
    ]
   }
  ],
  "proposals": []
 },
 "coverage": {
  "coverage_pct": 0.4775,
…

1. Planowany koszt dropu (execute w limicie → 201).

{
 "status": "executed",
 "data": {
  "id": "<id-26>",
  "owner_id": "<id-27>",
  "type": "planned_expense",
  "state": "planned",
  "status": "confirmed",
  "amount_minor": 45000,
  "currency": "PLN",
  "direction": "out",
  "business_id": "<business:clothing>",
  "personal": false,
  "project_id": null,
  "occurred_on": "2026-10-10",
  "category": "other",
  "description": "Drop 01 photo session",
  "subscription_id": null,
  "reservation_id": null,
  "integration_id": null,
  "external_id": null,
  "supersedes_event_id": null,
  "provenance": {
   "reason": "Drop 01 photo session",
   "source": {
    "type": "AI_AGENT",
    "agent_id": "<id-19>",
    "approval_id": null,
    "external_id": null,
    "integration_id": null
   },
   "confidence": 0.9,
   "data_class": "planned",
   "recorded_at": "2026-09-18T…Z"
  },
  "payload": {},
  "created_at": "2026-09-18T…Z",
  "agent_id": null,
  "base_amount_minor": 11302,
  "base_currency": "USD",
…

1. Rezerwacja powyżej limitu → 202, Owner odrzuca (pakiet nie zostawia rezerwy).

{
 "status": "pending_approval",
 "approval_id": "<id-29>",
 "coverage": {
  "coverage_pct": 0.5575,
  "domains": {
   "revenue": {
    "status": "mostly_covered",
    "sources": [],
    "last_sync_at": null
   },
   "ad_spend": {
    "status": "mostly_covered",
    "sources": [],
    "last_sync_at": null
   },
   "subscriptions": {
    "status": "incomplete",
    "sources": [
     "HUMAN",
     "SYSTEM"
    ],
    "last_sync_at": null
   },
   "operating_costs": {
    "status": "incomplete",
    "sources": [
     "AI_AGENT"
    ],
    "last_sync_at": null
   },
   "cash": {
    "status": "incomplete",
    "sources": [
     "HUMAN"
    ],
    "last_sync_at": null
   }
  }
 },
…

{
 "status": 200,
 "data": {
  "id": "<id-29>",
  "owner_id": "<id-27>",
  "agent_id": "<id-19>",
  "action": "reserve_budget",
  "params": {
   "reason": "Drop 01 ads budget",
   "purpose": "Drop 01 launch ads",
   "category": "ads",
   "currency": "PLN",
   "period_end": "2026-10-31",
   "business_id": "<business:clothing>",
   "amount_minor": 300000,
   "period_start": "2026-10-01"
  },
  "reason": "Drop 01 ads budget",
  "amount_minor": 300000,
  "currency": "PLN",
  "business_id": "<business:clothing>",
  "personal": false,
  "status": "rejected",
  "decided_by": "<id-27>",
  "decided_at": "2026-09-18T…Z",
  "decision_note": "starter pack",
  "expires_at": "2026-09-25T…Z",
  "result_ref": null,
  "idempotency_key": "starter-shop-r1",
  "created_at": "2026-09-18T…Z",
  "kind": "write"
 },
 "request_id": "req_<id-31>"
}

1. Plan dropu w dzienniku.

{
 "status": "executed",
 "data": {
  "id": "<id-32>",
  "owner_id": "<id-27>",
  "type": "agent_action",
  "state": "actual",
  "status": "confirmed",
  "amount_minor": 0,
  "currency": "EUR",
  "direction": null,
  "business_id": "<business:clothing>",
  "personal": false,
  "project_id": null,
  "occurred_on": "2026-09-18",
  "category": null,
  "description": "Drop 01 plan",
  "subscription_id": null,
  "reservation_id": null,
  "integration_id": null,
  "external_id": null,
  "supersedes_event_id": null,
  "provenance": {
   "reason": "journal",
   "source": {
    "type": "AI_AGENT",
    "agent_id": "<id-19>",
    "approval_id": null,
    "external_id": null,
    "integration_id": null
   },
   "confidence": 0.9,
   "data_class": "agent_reported",
   "recorded_at": "2026-09-18T…Z"
  },
  "payload": {
   "action": "create_decision",
   "params": {
    "refs": [],
    "title": "Drop 01 plan",
…

#Oczekiwane approvals

Rezerwacje i planowane koszty powyżej 500 PLN, każda nowa subskrypcja i zmiana podziału kosztu, jednorazowe wydatki (recommend).

#Czego agent nie zrobi

Nie zapisze actual (faktury idą z integracji lub od Ownera), nie zmieni Ads, nie zobaczy THARAN/Klima ani personal.